Following Shanghai , Nanjing, Hangzhou, bank loans relax after the third suite , the Securities Times reporter learned yesterday , Shenzhen, Beijing has quietly relaxed some of the banks loans to the Third Suite .
Video: Shanghai a number of banks to resume the third Suite loan approval
Reporter learned yesterday from some banks in Shenzhen , the third suite for credit , as long as the down payment of not less than 5 percent , may be released . Bank of Beijing has told reporters , according to the third suite of not less than 5 percent down payment , interest rate of not less than 1.1 times the benchmark interest rate policy implementation .
Since the regulation of real estate since the mid- April , first-tier cities as ” soaring prices ” become the focus of control , Beijing, Shenzhen and other cities have issued rules to require suspension of payment of loans to the Third Suite . For a time, line the city was once the third set of mortgage loans at a standstill . However, this situation has now quietly been broken , a number of third- tier cities have emerged Suite credit loosening .
Shenzhen, a real estate agency staff told reporters in April after the introduction of control policies , the Shenzhen bank loans in general to suspend the third suite , but now with the wind in the past , some banks have already quietly through a number of ways to restore the third suite business loan .
Yesterday, the reporter customer consultation as ICBC Shenzhen Branch of the customer service , the customer service told reporter , ” ICBC Shenzhen Third Suite can now apply for loans , but the down payment to be greater than or equal to 5 percent , the interest rate not lower than the benchmark Rate of 1.15 times . ”
The Shenzhen intermediary sources, another large bank and a bank headquartered in Shenzhen is also clear that the suite can handle the third loan, down payment requirement is 5 percent , interest rate 1.1 times the benchmark rate . “There are some banks , you can talk with the client manager , the third suite is also loose the possibility of credit . ”
Exchange Bank ‘s head office customer service in receiving advice , they change the ” suspension of the Third Suite loans , “saying that under special circumstances can apply for the third suite loans , 6 percent by the down payment , interest rate 1.15 times the benchmark rate for the implementation of . Be included in the special circumstances , including ” workplace change “,” adult children living with their parents , ” and so on . Another large bank customer service also said Beijing branches of the bank over the second set and the copy number of mortgage loans are not less than 5 percent down payment , interest rate of not less than 1.1 times the execution .
In Shanghai , Hangzhou, Nanjing and other places , there are already more than a third suite banks relaxed lending . Clear that the admissibility of relevant bank loans third suite of applications , the requirements of the down payment and interest rates are not the same , some 5 percent down payment required 5 , and some required 6 percent , the interest rate according to the base rate of 15% or 20% . sportnewsonline